Frequently Asked Questions
Get Informed Before Making a Decision
Dont Stay in the Dark
Know how the bail bond industry in Connecticut works. Learn about some of the most current regulations governing the bail business and how it affects you directly when conducting bail negotiation with us. Most of the information is provided by Gorilla Bail Bonds admin and expressed in a manner reflecting the actual definitions or regulations. The information provided is for eductional purposes only and not to be used directly, as means to make a decision.
Have other questions not discussed below? Call (860) 827-1111 for a bail bondsman servicing your local area.
Top 16 Frequently Asked Questions
- What is a bail bond?
- What does a Connecticut bail bondsman do?
- Who is the bail commissioner?
- What is premium?
- What is collateral and does it work?
- Why are cosigners needed?
- Who is the defendant?
- What if I don not appear in court after posting bail?
- Why so many questions to post a bail bond?
- Do bondsmen really work 24 hours a day?
- How much time do I have to pay my bail bond balance?
- How do I begin the bail process?
- What are examples of commonly used Bail Bond Terms?
- Do you offer out of state bail bond services?
- How do payment plans work?
- What is the 35 percent bail regulation about?
Ask via Text Msg (860) 951-2880
Caller — I have a friend locked up and is my first time needing a bondsman. Do you service Connecticut and can you help me?
Bondsman — Yes, we service Connecticut and we can help! What is the name of the person and where are they being detained?
Caller — Great, well he is being held at the New Britain Police Department, but the issue is that I live in New York. I can be there in two hours! What do I need to bring?
Bondsman — Well, our main office is actually located next to the New Britain Police Department so we can be there in less than a minute. Apart from the money, you will need your identification or license.
Caller — Ok, I will bring that. I will call you when heading there. Thanks!
Bondsman — No problem, see you soon.
Answers to FAQs
What is a Bail Bond
Bail Bond Briefly Defined | Money or property given to the court for the temporary release of a defendant, to ensure that the defendant will return to court. There are multiple types of bail bonds but for our purpose, the most related are non-financial and surety bonds.
Non-surety bail bonds where the defendant's signature alone guarantees the amount of bail and the defendant is not required to post any property or seek the services of a professional bail bondsmen. Known as a Promise to appear or PTA.
The court requires cash, real estate or a professional bail bondpersons signature before releasing the defendant back into the community.
A Connecticut Bondsman
Bondsman Fuctions | A bail bondsman is an authorized individual licensed by the Connecticut Insurance Department to provide bail bond service. Bail bondsmen can facilitate the release of most detained individuals by providing surety bonds. A bail bondsman, bondsmen and-or surety bailman can perform his-her duties after being formally authorized by the incarcerated individual or authorized representative.
The Bail Commissioner
Bail Commissioner | The Bail Commissioner is a state appointed individual who may set the amount of bond for persons detained at a police station prior to arraignment in court, and who recommends to the court the amount of bail that should be set for the defendant on any given criminal or motor vehicle case.
Premium | Premium is the state regulated rate that we charge for a bail bond. There are two equations used to determine the premium. One uses a ten percent calculation and the other a seven percent plus an added administrative free. The premium is what you will pay for the bail bond and-or the cost for getting a friend or loved one out of jail.
Collateral | Collateral for the purposes of bail bonds, could be money or a physical property like real estate. A Bail Agency can request that additional money, apart from the premium be given in order to execute bail. Property is usually evaluated based on available equity. All money held for Collateral is returnable upon successfull completion of court requirements. There is more to the definition of collateral and its functions.
Cosigner | Co-signers are used to guarantee the bail bond. They assume a finacial resposbility if the defendant does not appear in court. Also, assume finacial resposbility for any unpaid premium. Most bail agencies require working Co-signers which allows for a sense of security.
Depends on the size and risk of the bond. If the individual being bonded has a history of not going to court, more cosigners may be needed. A bond of one hundred thousand, will require more cosingers than a bond of two thousand dollars etc.
Defendant | A defendant for the purpose of bail bonds is the person locked up needing bail. From a bail perspective the defendant is also considered the principal. Further court proceedings will also refer to the individual in pretrial status and out on bail as the defendant.
Skipping Bail | A person out on bail must appear to all their court hearings. Missing a court date will result in a re-arrest, an arrest warrant ordered by the court. The defendant may have to post a new bond, more money to be paid out and bail enforcement agents are possibly going to be looking for that individual. There is no positive outcome for not going to court as scheduled.
The Questions | Agencies need to measure the risk! A Bondsman may only do a bond he-she feels is secured. Liability on a bond is always greater than the potential profit. Therefore, do not take the questions in a negative way, is simply the standard process for making a bail decission.
Hours of Operation
24hr Service | Yes! The bail bond agents for Gorilla Bail Bonds are on call 24 hours 7 Days a week. Including Holidays! We are operational regardless of the time or day.
Paying the Balance
Payment Time Frame | Is up to the specific bondsman or agency, but for sure not more than 15 months from the date of bond out. When you work with Gorilla Bail Bonds, we work with you and make available the most possible repayment time. There are legal time frames that cannot be exceeded, therefore, paying any balance as soon as possible is recommended.
Beginning the Bail Process
Getting Started | There are various bail bond forms that need to be completed to begin the bail bond process. Following agency approval of the bail bond, the defendants authorized representative would complete the defendant authorization form, defendant background application, co-signer application and other possible forms. After all these forms are completed, the bondsman continues to the following step in the bail process which may involve the execution of the bond.
Terminology | Commonly used terminology within the bail bond industry includes some of the following terms: PTA, Premium, Defendant, Cosigner, Mandatory Minimum, Payment Plan, GA, PD, Bail, Bonds, Bail-Bond, Bail Bonding, and others. The term Bond, could also be relate to the investing arena. But, the combination of bail bonds or just the term bail is very specific and associated with an individual needing to be bailed or the Services of a Bail Bondsman being given. The CT Insurance Dept. defines bail bond agents as, any person who has been approved by the commissioner and appointed by an insurer by power of attorney to execute or countersign bail for the insurer in connection with judicial proceedings.
Out of State Bail Bonds
Servicing Connecticut Only | At the moment we do not offer out of state bail bond serivces. Our agency is currently licensed to operate only within the state of Connecticut. However, if you reside in another state and a friend or loved one is detained in Connecticut, we can help with bail bond services without you having to travel to CT. Call us for more information!
About Payment Plans
Unpaid Balances | A payment plan will allow you to get a friend or loved one out of jail without having to pay the full premium initially. However, not everyone qualifies for a payment plan. After qualifying for a payment arrangement, you will be responsible as a cosigner to the bond to pay any remaining balance. Payments can be structured weekly, by weekly, monthly or as a one time payment. Payments can also be made via mail, by phone with a credit or debit card, or in person at our main office.
35 Percent Down
Down Payment Regulation | The thirthy five percent bail regulation in short, means that any person seeking the services of a bail bondsman must pay a minimum deposit of thirthy five percent of the PREMIUM on any executed bail, if a payment plan in needed. So how does it work?
Lets say you have a friend locked up who has a bail of $5,000. First, you have to calculate the premium which equals $500. After you calculate the premium amount which is the total you will owe if person is bonded, then you do the following equation on your calculator. For this example using $500 as the premium, 500 Multipled by .35 that gives you the sum of $175. So, this means that if you do not have the full amount of the premium $500, you can ask for a payment arrangement with the option of paying the minimum legal rate of 35 percent. Therefore, you will pay $175 down with a balance of $325. Confused? Call us for more information!